Though most of a home’s inherent value is in the land and the building, appearance can make a difference of as much as $50,000 in the price a home will command in the marketplace. If you are getting ready to sell a home, it is important that you present it in the best way possible. […]
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7 Tips for Adding Value to Your Property
One of the surest ways to add value to your property is to perform renovations. While results may vary from house to house, it is possible to add as much as $100,000 value to a property for as little as $10,000. At the very least, one should aim for a return of about $5 for […]
Housing Affordability Improves Nationwide
Every quarter, mortgage brokers and others in the home loan industry receive a document commissioned by the Adelaide Bank and the Real Estate Institute of Australia (REIA) called the Housing Affordability Report. Though our main territory covers the Rockingham, Baldivis and Kwinana areas, we find national trends are very relevant to us; they remind us […]
What is the Largest Segment of the Home Loan Market in Rockingham?
Being mortgage brokers puts us in a unique position. Most of the home loans we help provide are in the Kwinana, Rockingham, Baldivis and areas and this gives us direct knowledge of the local market. Unlike real estate agents who tend to concentrate on one social strata or demographic, we see an accurate cross-section of […]
Don’t Make These Common Mistakes When Shopping for a Loan
With record low interest rates, many borrowers and investors think that a low interest loan is automatic—all you have to do is walk into your favourite lender’s office and you will get record low rates that will make your life easier, as a homeowner or investor. Unfortunately, you have more chance of Santa coming down […]
To Develop or Invest: that is the Question
Changes in population density or “R-codes” have created a new option for many smaller investors, allowing them entry to a new investment market—property development. Traditionally, small investors would buy a property, make nominal improvements and wait for it to increase in value. Until the R-code changeTs, property development was usually cost-prohibitive for the small investor. […]
Where Will the Reserve Bank of Australia Go from Here?
As everyone looking for a home loan in Rockingham, Baldivis and Kwinana has already heard 100 times, the RBA has held the interest rate at 2.5% for another month. This news was expected—what we are more concerned about is where interest rates are going from here. The ASX (Australian Stock Exchange) futures market reacted to […]
Have Fixed Interest Rates Hit Rock Bottom?
At Smartline Mortgage Brokers Rockingham, our mortgage brokers crunch a lot of numbers for all things concerning home loans. Not only do we keep a close eye on the Rockingham, Baldivis and Kwinana markets, we also keep an eye on interest rates, prices, WA and national trends. Basically, we look at a lot of tables […]
Did You Know that We Can Save You Money on Car Loans, Too?
Just as our mortgage brokers have helped thousands of people procure home loans, they can also help with car loans. In addition to the 25 different home loan lenders we have to choose from, we also have 10 vehicle lenders to help our clients in the Rockingham, Kwinana and Baldivis areas. Benefits of Using a […]
10 Things to Inspect Before You Buy a House
After you have procured a home loan for a property in Rockingham, Kwinana or Baldivis and your bid has been accepted, you probably think you are ready to close the deal. But if you haven’t inspected the home for these ten things that often aren’t part of a standard home inspection, you could end up […]
