By October of 2013, home buyers in the Perth market were bemoaning the lack of homes for less than $350,000. With the median price in Perth most recently compiled at $535,000, homes for less than $350,000 have become increasingly rare. Investors and first home buyers became more active in 2013, buying up most of the […]
How to Choose the Right Suburb for Your Family
At Smartline Mortgage Brokers Rockingham, our mortgage brokers help procure home loans for a variety of buyers in the Rockingham, Baldivis and Kwinana areas. It is no surprise to us that a majority of our clients are buying family homes in these three suburbs because they are perfect suburbs for raising a family. This raises […]
What is the Largest Segment of the Home Loan Market in Rockingham?
Being mortgage brokers puts us in a unique position. Most of the home loans we help provide are in the Kwinana, Rockingham, Baldivis and areas and this gives us direct knowledge of the local market. Unlike real estate agents who tend to concentrate on one social strata or demographic, we see an accurate cross-section of […]
Did You Know that We Can Save You Money on Car Loans, Too?
Just as our mortgage brokers have helped thousands of people procure home loans, they can also help with car loans. In addition to the 25 different home loan lenders we have to choose from, we also have 10 vehicle lenders to help our clients in the Rockingham, Kwinana and Baldivis areas. Benefits of Using a […]
Perth Spends Record Amount on First Homes
A recent report that was no surprise to mortgage brokers in Baldivis, Kwinana and Rockingham, first home buyers across the Perth area paid a record $450,000 as the median price on first homes. For the past year, homes under $600,000 have been moving faster than anyone in the market can remember. The Overall Perth Market […]
The Importance of Pre-Settlement Inspections
Virtually any mortgage broker in the Baldivis, Rockingham and Kwinana area takes the importance of a pre-settlement inspection as self-evident. Whether you are a family looking for a residence or an investor, it is important that you know you are getting what you are paying for. The last thing we ever want to see for […]
Tips on Saving for Your Loan Deposit
Many first home buyers find saving for the deposit on a home loan to be the toughest part of buying a home in Rockingham, Baldivis, Kwinana and other Perth suburbs. Because of other upfront costs, it takes a deposit of approximately 10% of the home’s price to qualify for a loan with a Loan to […]
Cash Flow Positive for Property Investing
Mortgage brokers who process home loans in Baldivis, Kwinana and elsewhere in the Rockingham area are a bit perplexed by some recent media reports. Reading newspapers, magazines or some Internet sources, one would think that a “lack of confidence” among investors and consumers alike has had a negative effect on the property market. However, contrary […]