Just as our mortgage brokers have helped thousands of people procure home loans, they can also help with car loans. In addition to the 25 different home loan lenders we have to choose from, we also have 10 vehicle lenders to help our clients in the Rockingham, Kwinana and Baldivis areas.
Benefits of Using a Car Loan Broker
The process of using an car loan broker is similar to that of using a mortgage broker. You give us your information and we find the best product for you out of the offerings of 10 different lenders. This means that you save a lot of time because we are doing your legwork for you.
If you have less-than-perfect credit, it is especially helpful to contact a broker because we have a good idea of who will reject you and who will accept you. We won’t apply to any place that we know will turn you down, thus saving your credit report from another negative mark.
Using a broker for your car loan is much more efficient than going from lender to lender or going through the car dealer. We get you pre-approved before you even walk into the dealership and our selective process saves you a lot of time, both at the dealership and before you get there.
Since we only apply to lenders who are likely to say “yes” to your car loan, your offers come back much more quickly. Once they come back, we can sit with you and compare them to find the best terms and interest rate.
Some people like to go to the dealership and get a finance quote and then give it to us to see if we can beat it. Some report getting a better price on the car that way. Either way, it makes sense to go through us, because we have beaten the car dealerships 85% of the time.
What are You Waiting For?
Whether it’s an car loan or a home loan in the Baldivis, Rockingham and Kwinana area, call Smartline Mortgage Brokers Rockingham today. We can save you time, money and effort while finding the right loan for your situation. Call 0408 912 244 today.