By October of 2013, home buyers in the Perth market were bemoaning the lack of homes for less than $350,000. With the median price in Perth most recently compiled at $535,000, homes for less than $350,000 have become increasingly rare. Investors and first home buyers became more active in 2013, buying up most of the […]
How to Choose the Right Property Manager for Your Investment
In the process of brokering home loans in the Baldivis, Kwinana and Rockingham area, I am often asked to recommend a property manager for those who are buying investment properties. While I know plenty of great property managers, I think it is more productive and helpful to teach clients how to find a property manager […]
Did You Know that We Can Save You Money on Car Loans, Too?
Just as our mortgage brokers have helped thousands of people procure home loans, they can also help with car loans. In addition to the 25 different home loan lenders we have to choose from, we also have 10 vehicle lenders to help our clients in the Rockingham, Kwinana and Baldivis areas. Benefits of Using a […]
10 Things to Inspect Before You Buy a House
After you have procured a home loan for a property in Rockingham, Kwinana or Baldivis and your bid has been accepted, you probably think you are ready to close the deal. But if you haven’t inspected the home for these ten things that often aren’t part of a standard home inspection, you could end up […]
Perth Spends Record Amount on First Homes
A recent report that was no surprise to mortgage brokers in Baldivis, Kwinana and Rockingham, first home buyers across the Perth area paid a record $450,000 as the median price on first homes. For the past year, homes under $600,000 have been moving faster than anyone in the market can remember. The Overall Perth Market […]
The Importance of Pre-Settlement Inspections
Virtually any mortgage broker in the Baldivis, Rockingham and Kwinana area takes the importance of a pre-settlement inspection as self-evident. Whether you are a family looking for a residence or an investor, it is important that you know you are getting what you are paying for. The last thing we ever want to see for […]
Tips on Saving for Your Loan Deposit
Many first home buyers find saving for the deposit on a home loan to be the toughest part of buying a home in Rockingham, Baldivis, Kwinana and other Perth suburbs. Because of other upfront costs, it takes a deposit of approximately 10% of the home’s price to qualify for a loan with a Loan to […]
How to Choose the Right Interest Rate for Your Home Loan
Unless you can afford to pay for a home in cash, you will need to take out a mortgage. Every mortgage loan will have an interest rate tacked onto the monthly payment. Interest rates are one thing that helps dictate the type of real estate market that exists. When interest rates are high, there are […]
Your Common Mortgage Questions Answered
When shopping around for home loans, Baldivis, Rockingham, Kwinana and surrounding area residents often have a ton of questions that need answers. Smartline Mortgage Brokers Rockingham desires to answer all of your questions and help you secure the home loan you need. While some of your questions may have general answers that apply to most […]
Do You Know What You Need to Know as a First Home Buyer?
Like taking your first driving lesson before you gain the confidence to know how to drive on the country’s most dangerous roads, getting a mortgage for the first time is just as difficult to master, especially with the variety of options available and the mortgage jargon used that you may never have come across before. […]
