As everyone looking for a home loan in Rockingham, Baldivis and Kwinana has already heard 100 times, the RBA has held the interest rate at 2.5% for another month. This news was expected—what we are more concerned about is where interest rates are going from here. The ASX (Australian Stock Exchange) futures market reacted to […]
Have Fixed Interest Rates Hit Rock Bottom?
At Smartline Mortgage Brokers Rockingham, our mortgage brokers crunch a lot of numbers for all things concerning home loans. Not only do we keep a close eye on the Rockingham, Baldivis and Kwinana markets, we also keep an eye on interest rates, prices, WA and national trends. Basically, we look at a lot of tables […]
Repay Your Mortgage at the “Buffer Rate” and Save a Fortune
As premier brokers of home loans in Rockingham, Kwinana and Baldivis, we have the privilege of learning many hidden techniques to maximise the benefits you get from a loan and minimise the negatives. One of our favourite techniques is to pay off your mortgage at the “buffer rate.” Paying off your mortgage at the buffer […]
How to Choose the Right Interest Rate for Your Home Loan
Unless you can afford to pay for a home in cash, you will need to take out a mortgage. Every mortgage loan will have an interest rate tacked onto the monthly payment. Interest rates are one thing that helps dictate the type of real estate market that exists. When interest rates are high, there are […]