After you have procured a home loan for a property in Rockingham, Kwinana or Baldivis and your bid has been accepted, you probably think you are ready to close the deal. But if you haven’t inspected the home for these ten things that often aren’t part of a standard home inspection, you could end up […]
Perth Spends Record Amount on First Homes
A recent report that was no surprise to mortgage brokers in Baldivis, Kwinana and Rockingham, first home buyers across the Perth area paid a record $450,000 as the median price on first homes. For the past year, homes under $600,000 have been moving faster than anyone in the market can remember. The Overall Perth Market […]
The Importance of Pre-Settlement Inspections
Virtually any mortgage broker in the Baldivis, Rockingham and Kwinana area takes the importance of a pre-settlement inspection as self-evident. Whether you are a family looking for a residence or an investor, it is important that you know you are getting what you are paying for. The last thing we ever want to see for […]
Tips on Saving for Your Loan Deposit
Many first home buyers find saving for the deposit on a home loan to be the toughest part of buying a home in Rockingham, Baldivis, Kwinana and other Perth suburbs. Because of other upfront costs, it takes a deposit of approximately 10% of the home’s price to qualify for a loan with a Loan to […]
Cash Flow Positive for Property Investing
Mortgage brokers who process home loans in Baldivis, Kwinana and elsewhere in the Rockingham area are a bit perplexed by some recent media reports. Reading newspapers, magazines or some Internet sources, one would think that a “lack of confidence” among investors and consumers alike has had a negative effect on the property market. However, contrary […]
Tips for Choosing the Amount to Borrow on a Home Loan
Finding your dream home is exciting and every mortgage broker wants to help you get the financing you need to get into the home of your dreams. However, you need to enter the world of home buying with a budget and an expectation of what you can reasonably afford to purchase. Some people can get […]
5 Important Pieces of Info You Should Know About a Reverse Mortgage
A reverse mortgage is equivalent to taking a loan out against your home. It is something that is increasing in popularity among the elderly as a way to boost their fixed income and/or enjoy their retirement. Again, it’s a lot like a loan with your home as collateral. Only, unlike typical home loans, you don’t […]
Want to Acquire a Home Loan? Understand the Process First!
Getting ready to buy your first property is a major milestone in someone’s life. In order to get a home loan, you’ll be better equipped for success if you understand the process. Read on for some things to know and information you’ll need. Do You Know the Home Loan Approval Process? The typical process involves […]
Which Home Loan Rate is Right for You?
You may believe that now is the best time to talk to your mortgage brokers in Rockingham after the Reserve Bank reduced the cash rate by a further 25 basis points recently, which settles the interest rate at 2.75%;the lowest seen in 53 years. Some financial advisers had expected the reduction to appear but as […]
How to Choose the Right Mortgage
Despite the gradual easing of mortgage interest rates just 15% of Australians felt confident about going ahead and purchasing a property during 2012, which leaves a lot of people who are not convinced about the best way forward at the moment. To become more confident, you should meet with your mortgage brokers in Baldivis so […]
